Vi Partners with Niyo to Offer Zero Forex Markup Card for International Travellers

Tech Authority
Dec 19, 2025
3 min read

Vi has moved another step forward in making international travel easy for its customers by tying up with the travel banking fintech company, Niyo. As per the new tie-up, customers of Vi who are going abroad for vacation or for higher studies will now get the benefit of the zero forex markup card provided by Niyo. This is another advancement for Vi in terms of its emphasis on providing travel-oriented services.

Seamless foreign exchange card requests on the Vi app

The Niyo zero forex markup card can be applied for by Vi customers directly through the Vi App, making the process very simple and paperless for the customer. Once the customer has applied for the card, the customer is assisted by a senior Niyo executive for the purpose of KYC, which enables faster approval for the customer. The customer is also led through the setup process of the card and assisted with the trial transaction.

To make this even easier, customers only require their name and pin code entry in the Vi App to gauge eligibility for the Niyo Express home delivery service that promises the delivery of their card in 24 hours in the supported areas. In the case where the customer location does not have the Niyo Express network, customers are still free to download the Niyo App and get the card digitally activated.

Free Niyo Premium service for Vi customers

Along with their introductory offer, customers with Vi get free Niyo Premium. The cost for this premium version is Rs. 999 per year. Niyo Premium offers a variety of benefits and services for customers to cut spending on travel.

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Niyo Premium provides an annual worth of up to Rs. 10,000 on travel, making it an ideal choice for regular international travelers. The services also provide free convenience fees for visa and air ticket bookings done through the Niyo App, along with a flat rate of 10% off on international hotels. Other additional benefits include free access to an airport lounge on a quarterly basis and free ATM withdrawal on a quarterly basis.

Worldwide acceptance and no FOREX fee advantage

Niyo Forex card operates in over 180 countries. This makes it an excellent companion when traveling abroad to make payments. Also, one of its major strengths is that all international transactions conducted with this card are processed in base exchange rates, thus helping customers avoid the usual 3-5% charge often applied when making international transactions when using debit or credit cards. This will mean that Vi customers enjoy completely transparent pricing.

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How the partnership fits into Vi’s international travel strategy

The partnership with Niyo also seems to fit well with Vi’s overall strategy related to international roaming and travel services. Vi has already rolled out a discount scheme related to international roaming for its Vi Family Postpaid offers, where there are 10% and 25% discounts for the secondary user as well as REDX Family, respectively.

Additionally, Vi provides travel insurance with a sum insured of Rs. 40 lakh at an offer price of Rs. 285 along with all international roaming services, in association with Aditya Birla Health Insurance. The services are important since they help provide financial security to users whenever they travel abroad. Additionally, Vi, in association with Blue Ribbon Bags, allows users to purchase protection for Delayed or Lost Baggage services, which compensates users with a maximum of Rs. 19,800 per bag at a price of Rs. 99.

The Vi-Niyo collaboration shows that Vodafone Idea is adapting its stance on consumer requirements, particularly for international travel. By providing consumers with forex expenditure assistance, international travel offers, insurance, and baggage security alongside their existing roaming facilities, Vi is effectively marketing itself as more than simply a telecom company. This directly emphasizes consumers' real-life requirements during travel. On balance, the lack of a forex markup charge in the zero forex markup Niyo card scheme has made international travel more accessible, transparent, and convenient for Vi customers. The ease of access via the Vi App, combined with more premium benefits without any additional cost, has enhanced the overall Vi value proposition, especially for customers who intend to travel overseas within the next six months.